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   Property and Casualty | Client Services

Developing effective loss control and risk management programs for your business is our specialty. By assisting your business with implementation of programs that can reduce your claims, we can help you qualify for available reductions in insurance premiums.

Our full-time Client Services team can provide advice on:

• Workplace safety and health programs
• Loss control strategies
• Reducing fleet, property, general liability, and workers compensation losses
• Premium Audit
• Self-insurance programs
• Foreign risk handling
• Mergers and acquisitions

Our in-house client services aggressive claim management will assist you in controlling and reducing your insurance costs. In addition, our Loss Control personnel are committed to one main goal - to assist you in developing an effective loss control program for your business. Your TD Banknorth Insurance Agency, Inc. team will help you choose the right coverage and implement the strategies you need to maintain a long-term, cost-effective insurance program.

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Investment and insurance products: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by the bank or any affiliate; and, may be subject to investment risk, including possible loss of value. Insurance products are offered through TD Banknorth Insurance Agency, Inc. or TD Bank, N.A.

TD Banknorth Insurance Agency, Inc. represents insurance companies in placing your insurance coverage, and may provide services to you for that insurer. We will receive compensation from the insurer in connection with the placement of your insurance.

Copyright 2008 TD Banknorth Inc. All rights reserved.